A merchant of record is an entity that assumes responsibility for processing and managing financial transactions on behalf of another business or individual. They handle payment processing and compliance with legal and financial regulations. They may provide additional services such as fraud prevention and reporting, allowing businesses to focus on their core operations without the complexity of payment processing.


Ellie is WriteUpp’s in-house Content Creator. Her research and writing for private practitioners focuses on marketing, business growth, data security, and more. She also hosts WriteUpp’s podcast The Healthy Practice; the show that guides practitioners in the early stages of their careers through every aspect of practice management. Outside of work Ellie writes a mental health blog, studies mindfulness and is a keen nature photographer.